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Please feel free to leave a question in the chat and a Watts Mortgage representative will be in touch.
At Watts Mortgage & Wealth Management we’re proud to have been one of the UK’s leading mortgage brokers for over 25 years. Based in beautiful Nantwich, Cheshire our award-winning team of expert mortgage and protection advisers provide a whole of market service to our happy clients across the UK. Plus we’re lovely people and we’ve got the thank you cards to prove it!
Buying a house is one of the most important and probably the largest investment you may make. As a first time buyer looking to get on the property ladder, your mortgage could probably be one of the most important financial decision you will ever make. But with so many factors to consider it can be difficult to know where to begin. Watts Mortgage & Wealth Management Ltd has access to a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to purchase a property.
We deal with many lenders and also have access to some exclusive packages. We look to help guide you through the process, and find a mortgage that should be affordable to you.
With a repayment mortgage, you pay back a small part of the loan and the interest each month. Assuming you make all your payments, you’re guaranteed to pay off the whole loan at the end of the term.
With an interest-only mortgage, you only pay the interest on the loan. At the end of the term you’ll still owe the original amount you borrowed. This means your payments will be less than on a repayment mortgage, but at the end of the term you’ll still owe the original amount you borrowed from the lender.
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